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Are you tempted to use your 401K?

Are you tempted to use your 401K?

Most people have a 401K.  Have you ever been tempted to use it to pay for things like your child’s college education?  This is seldom a good idea! Why?  Because: Taxes are owed on the amount you take out for both federal and state (if applicable). If you are under 59...

A tip about payroll taxes

A tip about payroll taxes

When paying employees make sure you allow enough money and set it aside for payroll taxes.  Do not dip into employee withholding to pay your other bills. You will regret it. The IRS considers that STEALING from your employees and they are very unforgiving about that....

Want a Bookkeeping TIP?

Want a Bookkeeping TIP?

Not good at tracking your expenses?  I know it's a drag!  But, here's an idea!  Get a credit card that you use only for business.  Make sure the credit card categorizes expenses on the statement.  Use the credit card for all your business activities  and, viola,...

What to do if you don’t get your W-2.

What to do if you don’t get your W-2.

First, try contacting your employer and be sure they have your correct address. Second, call the IRS at 800-829-1040 after February 23rd.  Have handy your social security number and phone number, the dates you worked for the employer, and your last pay stub for the...

40 is a very important number

40 is a very important number

Do you like numbers?  Well, as you might have guessed, I love numbers and lately I’ve been thinking about the number 40.  Consider this, Minus 40 degrees or “40 below” is the only temperature that is the same in both Fahrenheit and Celsius It took chemists 40 attempts...